We love surprises. Like a birthday party…or the delivery of a thoughtful gift, or handwritten note. Unfortunately, we know that life inevitably gives us some bad surprises, sometimes suddenly.
Like a health event that comes out of nowhere and takes a life, or diminishes income and financial resources that are needed for support…or the jolt of suddenly being in business with your deceased partner’s family…or realizing there’s not enough cash to support the later years that you and your loved ones envisioned. Or, maybe even facing the financial consequences of a global pandemic.