Wellness: Encouraging Health Can Deliver Premium Savings
Wellness programs have the potential to enhance company morale, improve employee health, and generate employer savings. And, an effective wellness program doesn’t have to involve much complexity. Often, the simpler the better.
What Makes The Bottoms Group Unique?
The Oxford Dictionary defines unique as “being the only one of its kind.” I’m not saying there is not another firm like The Bottoms Group any place else on the planet, but I am saying that we are not aware of another firm like ours, with the attributes that we have.
Additional Ways To Enhance Employee Benefits
As the cost of healthcare and employee benefits continues to rise, employers are open to creative and unique ways to maximize employee offerings in a cost-effective way.
Medical Insurance Appeals
Employees who are eligible to join employer sponsored group medical plans benefit from many advantages such as negotiated rates with in-network providers, coverage for a robust variety of medications included on a plan’s Prescription Drug Formulary, and grievance or appeals rights.
Whistling in the Dark – Do Something or Not?
Many of our clients want to be prepared for the possibility of having to pay for long-term care. Most everyone likes the idea of having long-term care insurance.
Workplace Wellness Initiatives
Proper wellness is important for all seasons, but with warmer months approaching there are plenty of reasons to get outside and enjoy the welcoming weather.
Employers Weigh COVID Vaccine Mandates
BY DAVID BOTTOMS, REBC, RHU, CLU, CHFCSENIOR VICE PRESIDENT, BENEFITS Published: September 2021 Cobb Business Journal As Delta variant concerns continue to mount and vaccine hesitancy persists among a large segment of the American workforce, employers anxious to return to a somewhat normal work environment are weighing a number of strategies in their attempts to […]
COVID-19’s Impact on Employees’ Insurance Preferences
BY DAVID BOTTOMS, REBC, RHU, CLU, CHFCSENIOR VICE PRESIDENT, BENEFITS Published: March 2021 Cobb Business Journal For decades, life insurance sales have been dwindling to the point that, according to a 2020 Limra survey, just over half of American adults reported having a life insurance policy down from 63% in its 2010 survey. Early indications […]
Calibrating COVID-19 Surcharges and Incentives to Ensure Compliance
BY DAVID BOTTOMS, REBC, RHU, CLU, CHFCSENIOR VICE PRESIDENT, BENEFITS Published: November 2021 Cobb Business Journal While the news cycle has been saturated with reporting on employers requiring that their employees either be vaccinated or be fired, most employers are looking to take a more delicate “carrots and sticks” approach. To be sure, once the […]
Likely Healthcare Changes Under the Biden Administration
BY DAVID BOTTOMS, REBC, RHU, CLU, CHFCSENIOR VICE PRESIDENT, BENEFITS Published: February 2021 Cobb Business Journal With the January Senate runoffs behind us and Democratic control secured in the upper chamber of Congress, there is much speculation regarding what impact the new power dynamic in Washington will have in a variety of areas. Given that […]
