Employee Benefits

The Bottoms Group’s Employee Benefit Maximizer™ Process is in place to help ensure that you can efficiently and strategically administer your plan while helping to ensure that your employees have an appreciation for the generosity of your benefit plan offering.

As your brokerage partner, we will provide you with a variety of value-added tools and processes, including:

Decision Support Tools

Proactive, Annual Vendor/Coverage Analysis
Employee Contribution Modeling Tools
Wellness Plan Development Resources
Employee Benefit Surveys
Plan/Product Benchmarking Tools

Compliance Support Tools

COBRA Administration
HIPAA, FMLA, and FLSA Compliance Resources
Online HR & Benefits Compliance Solutions

Communication Support

Customized Employee Benefits Websites
TBG Benefits HelpDesk™ Access for employees/spouses
Customized Total Compensation Statements
Employee Benefit Booklets
Bi-Monthly Employee Newsletters
One-on-One Benefit Consultation Services
Online Benefit Administration/Enrollment Resources

Executive Benefits

The Bottoms Group’s Executive Benefit solutions enable companies to implement customized Executive Benefit programs tailored to the unique needs of their owners, executives, and key employees. TBG’s strategic focus ensures that Executive Benefit solutions are appropriately coordinated with underlying core benefit offerings.

Executive Insurance Services

Key Person Insurance
Supplemental Executive Disability Insurance
Executive Long Term Care Insurance
Deferred Compensation Planning

Executive Retirement Services

Executive Bonus Plans (EBP)
Non-Qualified Deferred Compensation Plans (DCP)
Non-Qualified Supplemental Executive Retirement Plans (SERP)

Voluntary Benefits

The Bottoms Group recognizes the importance of voluntary benefit programs within a comprehensive benefit program. As such, TBG has developed systems to help ensure that the voluntary products made available to employees are competitively priced, administratively simplistic, and to communicated to employees in a consultative manner by a salaried TBG benefits specialist.

The Bottoms Group can facilitate the enrollment and communication of a vast array of voluntary benefit products and services. Some examples include:

Short Term Disability
Long Term Disability
Supplemental Life
Critical Illness/Cancer
Accident
Hospital Indemnity
Pre-Paid Legal
Medicare Supplement