As Congress Squabbles, Health Insurance Rates Soar

BY DAVID BOTTOMS, REBC, RHU, CLU, CHFCSENIOR VICE PRESIDENT, BENEFITS In the insurance industry it is often said that “in the absence of information, an underwriter’s mind is filled with negative thought.”  As we approach 2018, there is a lot of very negative thought swirling in the minds of health insurance underwriters in light of […]

Outline – Insurance Decisions: It Comes Down to Alternatives

Gary Bottoms had the opportunity to speak to fellow advisers in the estate planning industry on July 21st at The Georgia Society of CPAs’ Estate Planning Conference. His presentation, which was geared toward the adviser community, was about what our clients are really thinking and how insurance can be a solution for their fears. His […]

Employee Benefits Are More Important Than Ever

BY DAVID BOTTOMS, REBC, RHU, CLU, CHFCSENIOR VICE PRESIDENT, BENEFITS With the labor market tight and the individual health insurance market disintegrating, it is more important than ever before for employers to calibrate their employee benefit plan to ensure competitiveness both with respect to plan design and premium cost. And perhaps more important than the […]

Protecting your most valuable asset

BY DAVID BOTTOMS, REBC, RHU, CLU, CHFCSENIOR VICE PRESIDENT, BENEFITS If you asked most Americans to name their most valuable asset, many would be quick to reference their homes, their cars or perhaps their bank account balance. While it makes intuitive sense to reference a tangible item of value in response to the question, most […]

Bring Out the Best in Others

On May 17th, The Bottoms Group, LLC hosted a luncheon for 150 clients and community leaders at a luncheon featuring best-selling author, psychologist, and TBG friend, Dr. Tim Irwin. Dr. Irwin discussed themes from his new book, Extraordinary Influence: How Great Leaders Bring Out the Best in Others, which recently became a New York Times Bestseller. Guests […]