Direct Primary Care: The Promise & The Pitfalls

Since direct primary care plans are often built on a reference based pricing plan chassis, let’s quickly recap the key components of reference based pricing.
What We are Seeing… Life, Long Term Care, and Disability Insurance

Clients want a simplified application process. The application process is becoming more palatable and electronic. For healthy applicants who meet certain parameters, it is possible to complete the process and have coverage initiated within a couple days.
Voluntary Coverage: Maximize Your Benefits

Employees can be given the opportunity to buy voluntary coverage or supplemental insurance in addition to the company’s core employee benefits package.
Designating a Beneficiary: Safeguarding the Transition of Assets

The details matter. Let’s put a spotlight on the importance of carefully thinking through primary and contingent beneficiary designations on individual and group life insurance coverage. Our desire is to help our clients avoid future problems.
A Reflection And Three Updates

As an engaged to be married Georgia Tech senior, a wise mentor helped me create a vision of what I wanted in my future career. I wanted to be an entrepreneur. I wanted community roots and independence. I think most importantly, I wanted relationships allowing me to help others with something important to them – being a part of delivering something they want.
Employer Investment In Health Care Benefits Drive Significant Return On Investment

A recent study by the healthcare consulting firm, Avalere Health, has confirmed what most employers already intuitively knew to be the case…employer investments in their employee benefits programs drive significant return on investment (ROI).
Compliance: Form 5500

Compliance is essential for any organization especially when having to abide by annual government regulations. One major compliance function that companies must be aware of each year is the Form 5500 reporting process which is mandated by the Department of Labor (DOL).
The Benefits Of Ancillary Plans

While the majority of benefits discussions are usually centered around the Medical plan designs, there are additional group benefits that offer added protection and value to employees, enhancing the employee benefits package. These benefits are important because they show additional value with products such as Dental, Vision, Employer-Paid Life/AD&D, Disability coverage and more.
Empowering Employees During Open Enrollment And Beyond

The Bottoms Group stands ready to lead you and your employees through a successful open enrollment, creating an experience designed to meet, and potentially exceed expectations. In addition to helping you, as the employer effectively communicate available benefits and coverage, TBG strives to ensure a smooth enrollment process during Open Enrollment and beyond by helping you empower your employees with the confidence and knowledge of the enrollment process.
At Last, an Easier Process

The consequences of taking a risk can develop suddenly. One minute you can be holding a certain hand of cards, and the next minute the whole hand of cards has changed. As I was thinking about how quickly the landscape can change, I thought of a personal example.