What Makes The Bottoms Group Unique?

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The Oxford Dictionary defines unique as “being the only one of its kind.” I’m not saying there is not another firm like The Bottoms Group any place else on the planet, but I am saying that we are not aware of another firm like ours, with the attributes that we have.

Medical Insurance Appeals

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Employees who are eligible to join employer sponsored group medical plans benefit from many advantages such as negotiated rates with in-network providers, coverage for a robust variety of medications included on a plan’s Prescription Drug Formulary, and grievance or appeals rights.

Workplace Wellness Initiatives

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Proper wellness is important for all seasons, but with warmer months approaching there are plenty of reasons to get outside and enjoy the welcoming weather.

Calibrating COVID-19 Surcharges and Incentives to Ensure Compliance

BY DAVID BOTTOMS, REBC, RHU, CLU, CHFCSENIOR VICE PRESIDENT, BENEFITS Published: November 2021 Cobb Business Journal While the news cycle has been saturated with reporting on employers requiring that their employees either be vaccinated or be fired, most employers are looking to take a more delicate “carrots and sticks” approach. To be sure, once the […]

Calibrating Employee Premiums to Ensure Affordable Care Act Compliance

BY DAVID BOTTOMS, REBC, RHU, CLU, CHFCSENIOR VICE PRESIDENT, BENEFITS Published: October 2021 Cobb Business Journal When the compliance aspects of the Affordable Care Act (ACA) became enforceable in 2014, most large employers subject to the ACA’s Employer Shared Responsibility provisions were keen to ensure that the benefit plans they offered to employees met the […]

Employers Weigh COVID Vaccine Mandates

BY DAVID BOTTOMS, REBC, RHU, CLU, CHFCSENIOR VICE PRESIDENT, BENEFITS Published: September 2021 Cobb Business Journal As Delta variant concerns continue to mount and vaccine hesitancy persists among a large segment of the American workforce, employers anxious to return to a somewhat normal work environment are weighing a number of strategies in their attempts to […]

Wellness: Encouraging Health Can Deliver Premium Savings

BY DAVID BOTTOMS, REBC, RHU, CLU, CHFCSENIOR VICE PRESIDENT, BENEFITS Published: August 2021 Cobb Business Journal Wellness programs have the potential to enhance company morale, improve employee health, and generate employer savings.  And, an effective wellness program doesn’t have to involve much complexity.  Often, the simpler the better. That said, in order for organizations to […]